Mutual of Omaha Mortgage TPO FEMA Declared Disaster Notification:  Florida 8/12/2024 – 1

Mutual of Omaha Mortgage TPO FEMA Declared Disaster Notification:  Florida 8/12/2024 – 1

Incident Date:  August 1, 2024

Declaration date: August 10, 2024

Type:    Hurricane Debby:  wind, flooding

FEMA ID: DR-4806-FL

County List:  Florida – Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Manatee, Sarasota, Swannee, Taylor – see website for added counties.

Incident End Date: has not yet been established.  Please refer to the FEMA link below, for Incident End Date, when published by FEMA.

FEMA Link:

https://www.fema.gov/disaster/4806

Mutual of Omaha Mortgage TPO will require an additional property inspection for any property located in a designated disaster area where the appraisal was performed prior to the disaster effective date prior to closing:

>Acceptable re-inspection types: 1. Property Inspection Form (Form 2075) 2. Appraisal Update and/or completion form (Form 1004D) 3. Disaster inspection completed by a 3rd party

>Disaster Inspections will be required for those loans that waive appraisal valuations: FHA Streamline, VA IRRRL, USDA Streamlined Assist, and standard conventional loans receiving PIW/PFWs

>Post disaster inspections will be required for a 90-day period from the effective date

>Non-Delegated Correspondent and Delegated Correspondent will require a disaster inspection prior to purchase

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